Terms of Service

1. Acceptance of Terms

By accessing and using Dividends.co.nz, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Dividend.co.nz provides financial information, tools, and resources for dividend investing. Our services include:

• Stock screening and analysis tools
• Dividend calendar and tracking
• Educational resources and market insights

3. Investment Disclaimer

The information provided on Dividends.co.nz is for informational purposes only and should not be considered as financial advice. All investments carry risk, and past performance does not guarantee future results. Always consult with a qualified financial advisor before making investment decisions.

4. User Responsibilities

Users are responsible for:

• Maintaining the confidentiality of their account credentials
• Using the service in accordance with applicable laws and regulations
• Ensuring the accuracy of information they provide
• Making their own independent investment decisions

5. Limitation of Liability

Dividends.co.nz shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our service, including but not limited to investment losses or missed opportunities.

6. Modifications to Terms

We reserve the right to modify these terms of service at any time. Changes will be effective immediately upon posting to the website. Your continued use of the service constitutes acceptance of any modifications.

7. Contact Information

If you have any questions about these Terms of Service, please contact us through our website or email us at legal@dividends.co.nz.