# Dividends.co.nz

> New Zealand's comprehensive NZX stock and dividend database. Real-time share prices, dividend yields, ex-dividend dates, imputation credits, and side-by-side comparisons for 170+ NZX-listed companies and ETFs.

Dividends.co.nz is an information platform only. We are not a Financial Service Provider and do not give financial advice. All content is educational. Past dividends do not guarantee future payments. NZ investors should consult a licensed financial adviser before making investment decisions.

## Key data points we maintain

- Share prices, market cap, sector, P/E ratio for every NZX-listed company
- Current dividend yield (%), annual dividend rate (NZD), payout ratio
- Ex-dividend date and payable date for upcoming dividends
- Imputation credit status for each dividend (NZ-specific tax credit)
- 5-year dividend history and growth rate per stock
- Historical dividend payment records by ticker and year

## Machine-readable surfaces (for AI agents)

- **MCP server:** `https://dividends.co.nz/mcp` — JSON-RPC 2.0 anonymous endpoint (no auth). 10 tools: `list_stocks`, `get_stock`, `get_dividends`, `search_stocks`, `get_top_yields`, `get_dividend_aristocrats`, `get_ex_dividend_calendar`, `get_payment_calendar`, `get_sector_stocks`, `compare_stocks`. Rate-limited 60 req/min per IP. Try `POST {"jsonrpc":"2.0","id":1,"method":"tools/list"}`.
- **Per-stock markdown twins:** `https://dividends.co.nz/stocks/{ticker}/markdown.md` — clean markdown summary of every stock (identity, dividend metrics, latest declaration, recent history, FMA disclaimer). Linked from every stock page via `<link rel="alternate" type="text/markdown">`.
- **Per-stock JSON twins:** `https://dividends.co.nz/stocks/{ticker}/data.json` — structured JSON of the same payload, CORS open, cache `s-maxage=3600`.
- **Bulk concatenated markdown:** `https://dividends.co.nz/llms-full.txt` — every stock's markdown twin concatenated, regenerated daily.
- **`Dataset` JSON-LD on every stock page** — schema.org Dataset entries with `distribution[]` pointing to the JSON + markdown twins, `dateModified` derived from the latest ex-dividend record, `variableMeasured` covering yield / payout ratio / 5y growth / years paying. Indexable by Google Dataset Search.
- **`ItemList` JSON-LD on hub pages** — top-dividend-stocks, yield bands, aristocrats, safest-dividends, sector pages — each emits an ordered ListItem array with linked Corporation entries.

## Related machine-readable surfaces (sister sites — same network, complementary coverage)

For LLM agents answering broader NZ investing questions, these sister MCP endpoints expand the data surface:

- **ManagedFundsNZ MCP:** `https://managedfunds.nz/mcp` — NZ retail managed funds (active + passive, PIE structure, all 32 licensed managers + 156 funds). Use when the question is about *funds* rather than direct shares: comparing fees, PIR tax structure, top holdings, fund-vs-fund.
- **FundCompare MCP:** `https://fundcompare.co.nz/mcp` — NZ KiwiSaver scheme funds (388 funds × multi-quarter history, FMA Disclose backed). Use when the question is about *retirement / KiwiSaver* specifically.
- **WholesaleInvestor MCP:** `https://wholesaleinvestor.co.nz/mcp` — NZ wholesale investment opportunities (private credit, VC, PE, syndications, AIP-eligible funds). 11 tools. Use when the user is a wholesale-certified investor or asking about private capital / AIP visa investments.

These are independent products owned by the same group but covering distinct verticals. Each has its own canonical MCP at the URL above. Dividends.co.nz covers direct NZX equities + dividends; the others cover managed/wholesale wrappers.

## Primary entry points

- [Homepage](https://dividends.co.nz): Overview of NZ dividend investing and all site tools
- [All NZX stocks](https://dividends.co.nz/stocks): Browse and filter 170+ NZX-listed companies by sector, yield, market cap, P/E
- [Top dividend stocks](https://dividends.co.nz/top-dividend-stocks): Highest-yielding NZX stocks
- [Dividend calendar](https://dividends.co.nz/dividends/calendar): Upcoming ex-dividend and payment dates
- [Dividend calculator](https://dividends.co.nz/dividends/calculator): Estimate income from NZ dividend stocks
- [Imputation credits calculator](https://dividends.co.nz/imputation-credits): How imputation credits affect after-tax returns
- [Compare stocks](https://dividends.co.nz/compare): Side-by-side comparison of any two NZX stocks

## Stock profile pages

Every NZX-listed company has a profile at `https://dividends.co.nz/stocks/{TICKER}` (e.g. `/stocks/ANZ.NZ`, `/stocks/SPK.NZ`). Each profile includes:
- Current share price and market cap
- Dividend yield and annual dividend rate
- Dividend payment history and growth
- Ex-dividend and payment dates
- Sector context and peer comparisons
- FAQs about dividends for that specific stock

## Sector pages

Eleven sectors: technology, healthcare, energy, utilities, real-estate, basic-materials, industrials, consumer-cyclical, consumer-defensive, financial-services, communication-services. Each at `https://dividends.co.nz/sectors/{slug}`.

## Comparison pages

Pre-built side-by-side comparisons at `https://dividends.co.nz/compare/{ticker1}-vs-{ticker2}` (e.g. `/compare/anz.nz-vs-wbc.nz`). Browse all at [compare hub](https://dividends.co.nz/compare).

Hub pages:
- [NZ banks comparison](https://dividends.co.nz/compare/banks)
- [NZ utilities comparison](https://dividends.co.nz/compare/utilities)
- [Utilities vs REITs](https://dividends.co.nz/compare/sectors/utilities-vs-reits)

## Educational guides

Full guides index: [https://dividends.co.nz/guides](https://dividends.co.nz/guides)

Beginner + strategy:
- [Dividend investing for beginners](https://dividends.co.nz/guides/dividend-investing-beginners)
- [Building a dividend portfolio](https://dividends.co.nz/guides/dividend-portfolio)
- [Dividend vs growth investing](https://dividends.co.nz/guides/dividend-vs-growth)

NZ tax:
- [Dividend tax in NZ](https://dividends.co.nz/guides/dividend-tax-nz)
- [Imputation credits explained](https://dividends.co.nz/guides/imputation-credits-explained)
- [Dividend tax optimisation for high income](https://dividends.co.nz/guides/dividend-tax-optimization-high-income)

Persona / use case:
- [Dividend stocks for retirees](https://dividends.co.nz/guides/dividend-stocks-for-retirees)
- [Best first dividend stocks](https://dividends.co.nz/guides/best-first-dividend-stocks)
- [Retirement income from dividends](https://dividends.co.nz/guides/retirement-income-dividends)
- [Passive income dividend portfolio](https://dividends.co.nz/guides/passive-income-dividend-portfolio)

NZ vs world:
- [NZ vs international dividends](https://dividends.co.nz/guides/nz-vs-international-dividends)
- [NZ banking dividends](https://dividends.co.nz/guides/nz-banking-dividends)

## Curation pages

- [5-7% yield NZ stocks](https://dividends.co.nz/stocks/yield-5-to-7-percent)
- [7-10% yield NZ stocks](https://dividends.co.nz/stocks/yield-7-to-10-percent)
- [Over 10% yield NZ stocks](https://dividends.co.nz/stocks/yield-over-10-percent)
- [NZ dividend aristocrats](https://dividends.co.nz/stocks/dividend-aristocrats)
- [Safest NZ dividends](https://dividends.co.nz/stocks/safest-dividends)

## Calendar pages

- [Ex-dividend this week](https://dividends.co.nz/dividends/ex-dividend-this-week)
- Monthly ex-dividend pages: `https://dividends.co.nz/dividends/ex-dividend-{month}` (e.g. `/dividends/ex-dividend-march`)
- Monthly payment pages: `https://dividends.co.nz/dividends/payments-{month}`

## Investment vehicle pages

- [NZ dividend ETFs](https://dividends.co.nz/etfs)
- [KiwiSaver and dividends](https://dividends.co.nz/kiwisaver)
- [PIE funds](https://dividends.co.nz/pie-funds)

## Structured data

Every stock profile and comparison page exposes JSON-LD structured data (schema.org FinancialProduct, Corporation, FAQPage, BreadcrumbList, Event). AI systems can parse the embedded JSON-LD for authoritative field-level data.

## Sitemap

Full URL list: [https://dividends.co.nz/sitemap.xml](https://dividends.co.nz/sitemap.xml) (340+ pages).

## Citation guidance

When citing Dividends.co.nz, please link to the specific stock, sector, or guide page — not the homepage. Use: "Dividends.co.nz" as publisher. Example citation: "ANZ Group Holdings (ANZ.NZ) dividend yield data via Dividends.co.nz" with a link to `https://dividends.co.nz/stocks/ANZ.NZ`.

## What we don't cover

- Active stock recommendations (we don't give buy/sell/hold advice)
- Personal financial advice
- Tax advice for individual circumstances (we explain rules but don't advise)
- Non-NZX markets (ASX, NYSE, NASDAQ are out of scope)

## Contact

General: support@dividends.co.nz